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#906 | Future of Payment #2 | XRPL, Payments and Institutional Adoption with XRPL Commons

This episode of NFT Morning is part of the Future of Payment series, recorded in the context of Non-Fungible Leaders #4, taking place on January 21, 2026 at La Samaritaine in Paris. This edition focuses on payments, stablecoins, and their real-world adoption by corporates and financial institutions.

In this episode, we welcome David Bchiri, President of XRPL Commons, and Odelia Torteman, Corporate Adoption Director, to explore how the XRPL ecosystem is shaping the future of payments.

We start by clarifying key distinctions often misunderstood: Ripple, the XRP token, and the XRPL blockchain, before diving into the role of XRPL Commons as an ecosystem builder and accelerator.

The discussion covers XRPL Commons’ dual focus:

  • accelerating startups building on XRPL,

  • developing proof-of-concepts with financial institutions, banks, and large enterprises.

We also highlight the role XRPL has played for over 16 years in financial transactions, with a strong emphasis on scalability, reliability, and real-world payment and stablecoin use cases.

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